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Keyword : Safety Nets

  • Four Principles of Intergenerational Equity for Managing the Reserves

    By: IPS Editor | Dec 04, 2018 | Hits: 210

    During the 2018 Budget debate in Singapore, considerable time was dedicated to discussing the Net Investment Returns Contribution (NIRC) framework. Under the constitution, the NIRC framework allows the government to utilise up to 50 per cent of the expected long-term real returns from investing the reserves. Central to the debate regarding NIRC was whether we…..

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  • Why HDB owners should forget about getting a windfall from Vers

    By: IPS Editor | Sep 11, 2018 | Hits: 642

    Singaporeans have come to associate property en bloc exercises with windfall gains, where property owners get prices higher than what they would ordinarily achieve if selling on a stand-alone basis. Whether in the private property market or via the Housing & Development Board’s Selective En Bloc Redevelopment Scheme (Sers) for public housing flats, the redevelopment…..

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  • CareShield Life: What’s fair versus what’s right

    By: IPS Editor | Aug 02, 2018 | Hits: 853

    The debate over the recently announced national severe disability insurance scheme CareShield Life seems to be on the issue of actuarial fairness of premium pricing. Gender differentiated premiums require women to pay premiums 23 per cent higher than men of equivalent age. Other groups such as older cohorts currently in legacy ElderShield schemes (CareShield Life’s…..

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  • Strengthening Safety Nets for the Elderly should be a Societal Concern

    By: admintest admintest | Jun 24, 2016 | Hits: 2291

    Most of us would have seen elderly folk — of the same vintage as our parents or grandparents — cleaning tables at hawker centres, sweeping the sidewalk and selling packets of tissue paper outside MRT stations. These scenes may make us uncomfortable. Some of us, as I do, may feel ashamed and question society’s moral…..

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